I'm not here to grind on anyone or pick on any particular track. I just thought I would relay some info based on our experience. If you're a driver or pit crew and you think you're immune from a serious accident, think again. If you don't have a strong personal medical insurance policy, stay away from the track or pit area. Most of the tracks, race series, promoters, etc. do not have enough insurance coverage if you get hurt. ALL of their coverage is secondary. Which means that it only kicks in after your primary is out or if you don't have primary and in most cases, you're only covered for $25,000. The only exception I know of is Usac. I believe a sanctioned Usac race you are covered for $200,000 secondary. I was told there are a couple of tracks that might have $50,000, but $25,000 seems to be the norm. Either way, it doesn't matter. The $25,000 will just barely cover the helicopter ride and if you end up in the trauma center, $15,000 to $20,000 per day is the norm.

Like i said above, I'm not trying to spoil your fun or degrade any track. Just make sure you have some kind of good primary coverage. There are companies that sell racer medical insurance if you don't have primary coverage. Get some. Kenny's medical bills are pushing 1 million. Our blue cross primary is 80/20. So, I'm sure you can understand our dilema. Sell everything.

I would strongly urge you to do some insurance homework before you start racing.

curt