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Racin4Fun
  #21 12/29/07 5:52 PM
Forgot to mention that it is $425.00 a year so about $35.00 a month...starting on February 1 and running through January 31st. Check out the website www.stida.com let us know if you have any questions.

STIDA
Pat O'Connor Fan (Offline)
  #22 12/31/07 8:17 PM
Just to make a point here about how important good, full insurance can be:
Today's mail included a hospital bill for Grandma Kim's surgery four weeks ago (no, Danny Burton did not hold this mail up like he does people's Sprint Car and Midget magazine :emote20. Kim walked into the hospital for scheduled surgery and walked out six days later -- no ambulance, or air-evac, or emergency room. The bill: $269,275.00 :eek: Yes, I typed it right: over a quarter-mil for the hospital. By the time we get the bottom line, including the surgeon (who spent more than 11 hours putting 2 metal rods, 10 screws, and 5 things he called "cages" in and adjacent to her spine), and the back brace, and the $5000+ electric gadget which is supposed to promote healing for the 5 vertebrae to which all this hardware is now attached, we are guessing in the $300,000 neighborhood. Without the insurance we have, it would have been a financial disaster for us.
And she will be able to attend the Chili Bowl! Just imagine what bills could be run up by a patient with truly traumatic injuries.
Anyone who drives race cars needs to get additional insurance.
Charles Nungester (Offline)
  #23 12/31/07 8:26 PM
I was gonna say, 25 grand is a drop in the bucket these days. Youd need that for a fender bender.

Anything less than half a mill is just asking for you to pay 20 percent of anything you make for the rest of your life.

Chuck

Charles Nungester
Dano959
  #24 1/8/08 2:35 PM
Originally Posted by TQ97:
Cecil is right on life insurance...after 2 years, it doesn't matter how it happens. But if the insurance co. can prove that you lied from the get go, then they can still avoid payment. Mine was $20 extra per month with admitting that I drive race cars. Better to be safe than sorry. As for health ins....NEVER rely on the tracks deal. Purchasing add'l ins. through STIDA or another carrier is always a good idea IMO.
When I started racing, I got myself a new life insurance policy that covered racing (as well as scuba diving and piloting small craft). It was also like $20-$30 more a month for way more than my wife would need. I agree that it was better to just pony up, rather than leave my wife with a possible financial burden.
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