Curt makes a good point. You need to be responsible for yourself. STIDA is a good choice. I know that having it eased the burden on my family. And then there is the issue of safety equipment. Dont cut corners there. I know new safety equipment cost money, and we all know how hard that is to come by. But Helmets wear out, belts strecth, and so on. Take time before you climb in this spring and make sure your giving yourself every chance to walk away when that wreck happens to you. Physicaly and finacially. Robert McIntosh