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Yah.blame the track.You pay the premium for the insurance policy with your membership and your only covered at USAC sanctioned events.If you obtain a personal policy it would cover you at any track ,any event,practice ect....I spoke to my local track promoter and if I could get a group of racers to agree and consider it a priority he'd put us in contact with his insurer to help us get a good rate....i'm still looking for a few good men....
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