WOW the bad part is USAC will be lowering the membership fees along with lower the insurance fees plus atleast they will be listening to the members. QMA well who knows I've called all week long from 6am to 12 midnight and can't get an answer as usual. If you would like to try feel free here's the # (443)386-9296 also the bad part is I've tried that # along with another # and get the same thing. If you would like that # let me know!!!