[jjones752]

USAC is 7500 deductible, after your primary pays. The deductible is after your out-of-pocket expenses reach 7500 and does not include what other insurance has paid out, so it only really helps in catastrophic situations. There is also a max but I forget what it is, and I believe it differs for regional vs. national license types. When I broke my collarbone last year my expenses didn't get to the point where the USAC coverage kicked in but fortunately I wasn't hurt that bad and I have really good medical.