We have looked into it for a fundraiser outlaw kart race event me and my dad promote each year...the thing that turned us off is the time of rain issue... it has to be raining at the exact time your event was supposed to start and continue to rain throughout over 50% of the time it should have taken to complete the event.... so if you are trying to have a dirt track race and it rains 8 inches in a 24 hour period before the race but stops raining 10 minutes before the first heat race was scheduled to fire off you wouldn't be able to collect on the policy even though you were clearly rained out...This kind of policy would be great for things like outdoor concerts or maybe even asphalt races but not feasible for dirt track races.