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4/4/10, 12:43 PM   #4
Re: Track Insurance Coverage
Dave Rudisell
Dave Rudisell is offline
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Join Date: Jul 2007
Posts: 2,372
 

Quote:
Originally Posted by Tim View Post
Mr. Rudisell,

Thanks for the reply. I was a little surprised by the track's response last night. I have another question. If the insurance provider is contacted, and the injury is, indeed, covered, can the driver make a claim after he leaves the track? Since this driver felt he had no options, he loaded up and went home. Is his claim now null and void?

I should also state that I was a bit disappointed with the sanctioning body officials and their reaction to this situation last night. They seemed to be indifferent. When I asked them about whether the track had insurance, they didn't seem to know. I was under the impression that this sanctioning body required the track to have insurance, with proof thereof. They were sure to tell me, however, that if the driver had been a registered member with the sanctioning organization, he would be covered under that.

Tim Simmons
Tim, The coverage of that injury should be claimable for one year after the accident. As far as a sanction, it depends some carry insurance some require the tracks to carry coverage. Either way the track should always have insurance in addition to a visiting sanction. Hope this helps. Its not a bad idea for a racer to check with the track they race at to make sure they have insurance and check out their policys before racing there.
Hope this helps, Dave