Does USAC provided any insurance for sprint or midget drivers that are injured racing ?
made multiple calls to USAC and never got an answer -
best I can tell is some tracks provide some coverage, but not sure how much that is
there are companies that will insure drives but comes with a high deductible that supposedly the track or USAC will cover - but could never get a straight answer. being helicoptered out of a track is super expensive - who pays for that ?
apparently a big secret until someone is injured -
If you are a USAC member, there is some insurance that comes with that if you get injured. I believe it is spelled out in the members area of their website.
If you are a driver, than go to www.stida.com and get extra insurance through them
What exactly does $200,000 in excess medical mean ?
is there a deductible? - in other words does USAC pay up to $200,000 from day one / expense one or is
the driver on the hook for an amount before the $200,000 kicks in ?
the term excess medical is worrisome- excess what ?
Originally Posted by benvar:
What exactly does $200,000 in excess medical mean ?
is there a deductible? - in other words does USAC pay up to $200,000 from day one / expense one or is
the driver on the hook for an amount before the $200,000 kicks in ?
the term excess medical is worrisome- excess what ?
Excess medicical means after your primary health insurance limit is met.
Long story short, before you worry about what they're going to pay you better make sure your primary health insurance coverage is right and doesn't exclude any hazardous activities like say auto racing.